Think You Have To Put 20% Down? Most First-Time Homebuyers Don’t.
For Heart's Sake /
Apr 27th, 2026
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According to Google Trends, online searches for down payment information recently hit an all-time high. And that’s a clear sign more buyers are trying to figure out what they really need to save before making a move (see graph below):If you’re wondering...
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Getting a Tax Refund? Here’s How It Can Help You Buy a Home
For Heart's Sake /
Apr 15th, 2026
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If you’re getting a tax refund this year, here’s something worth thinking about. That money could actually help you get closer to buying a home.It may not be something you’ve factored into your plan yet, but it can give your savings a nice boost right when you need it most....
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Wondering If You Should Still Buy a Home Right Now? Here’s What To Keep in Mind.
For Heart's Sake /
Apr 13th, 2026
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With economic headlines, global events, and near constant talk about affordability, you may be wondering if this is the right time to move. But here’s what you need to remember.While recent events do have some impact on the housing market, they don’t take buying off the table. You just have...
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Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know.
For Heart's Sake /
Apr 8th, 2026
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If you’ve been looking for a home lately, you’ve probably felt how tough affordability still is. And that's exactly why more buyers are opting for adjustable-rate mortgages, or ARMs.Here's what you need to understand about how they work, and whether they make sense for you.What Is an Adjustable-Rate Mortgage?Since a...
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What To Know About Closing Costs
For Heart's Sake /
Sep 12th, 2024
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Now that you’ve decided to buy a home and are ready to make it happen, it’s a good idea to plan ahead for the costs that are a typical part of the homebuying process. And while your down payment is probably the...
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