When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in.More and...
The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.
For Heart's Sake /
Sep 28th, 2026
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You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember… That's not necessarily the number you'd get. It's a common misconception that the...
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3 Things You Can Actually Control About Your Mortgage Rate Right Now
For Heart's Sake /
Sep 21st, 2026
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If you're trying to buy a home, affordability is probably what keeps you up at night. And as you watch mortgage rates tick up again lately, it’s fair to wonder if you should just hit pause and wait for them to go down. For now,...
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Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.
For Heart's Sake /
Aug 31st, 2026
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Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home. Maybe you've caught the buzz and wondered whether that money could get you into a home faster, especially with affordability as tough as it is. Here’s...
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The Price You Set Can Make (or Break) Your Sale
For Heart's Sake /
Aug 31st, 2026
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There’s one decision you're going to make when you sell that determines whether your house sells quickly, or it sits. Whether buyers make an offer, or scroll past it. Whether you walk away with the maximum return, or you end up cutting the price later.And that’s your asking price.The #1...
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