Myth vs. Reality: Does the Fed Control Mortgage Rates?
For Heart's Sake /
Oct 7th, 2026
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You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.With all the headlines, it’s easy to think the Fed sets mortgage rates. That’s actually...
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Two Moves That Can Get You Into Your First Home Sooner
For Heart's Sake /
Oct 5th, 2026
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For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach. Saving for a down payment takes time, and each year you spend renting can make owning feel further off.But buying your first home doesn’t have to happen...
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What Higher Mortgage Rates Mean for Home Sellers
For Heart's Sake /
Oct 1st, 2026
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Higher mortgage rates don't just affect buyers. They can change what it takes to sell your house, too.That's because today's buyers are paying close attention to affordability. And when rates rise, even a relatively small change can make a noticeable difference in their monthly payment. So, they're looking for ways...
Hoping for (or Dreading) a Housing Crash? The Experts Just Weighed In.
For Heart's Sake /
Sep 30th, 2026
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Half the buyers out there are scared home prices are about to crash. The other half are hoping they will.A recent survey from Clever found 58% of Gen Z buyers are actually rooting for a crash, just so homeownership feels within reach.So, what do the...
The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.
For Heart's Sake /
Sep 28th, 2026
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You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember… That's not necessarily the number you'd get. It's a common misconception that the...
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